Find Your Perfect Personal Loan

Compare the best personal loan rates from New Zealand's top lenders

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Personal Loan Calculator

$

Between $1,000 - $100,000

years

Between 1 - 7 years

Get personalized quotes in minutes

Why Choose Personal Loan Comparison NZ?

We make finding the right personal loan simple and transparent

Compare Top Lenders

Compare personal loan rates from ANZ, ASB, Westpac, BNZ, Kiwibank and more in one place.

Quick & Easy

Get pre-approved in minutes with our simple online application process.

100% Free Service

Our comparison service is completely free. No hidden fees, no obligations.

How It Works

Get matched with the best personal loan in just 3 simple steps

1

Tell Us Your Needs

Complete our quick 2-minute application form. Tell us how much you need to borrow and what you'll use it for.

2

Compare Offers

We match you with suitable lenders from our panel of trusted New Zealand banks and finance companies.

3

Get Your Loan

Choose the best offer for your situation. Most lenders can approve and fund your loan within 1-3 business days.

Important Disclosure

Personal Loan Comparison NZ is a lead generation service that connects consumers with licensed lenders. We are not a lender and do not provide credit. When you submit an application through our site, your information is shared with our panel of lending partners who may contact you with loan offers. We receive commissions from lenders, which may influence the order in which products are displayed.

While we name specific lending partners where possible (such as ANZ, ASB, Westpac, BNZ, and Kiwibank), our lending panel may change over time and this site may not always reflect all current partners. All rates and terms are subject to lender approval and credit checks. Your actual rate may differ based on your credit score, income, and other factors. Always read the terms and conditions before applying. For guidance on responsible borrowing, visit Sorted.org.nz or Consumer Protection.

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Compare personal loan rates and get pre-approved in minutes